Privacy Policy

Calcinova ("we", "us", "our") operates calcinova.com. This page explains how we collect, use, and protect information when you use our website.

1. Information We Collect

Calculator Data: All calculations on Calcinova run entirely in your browser. We do not collect, store, or transmit any financial data you enter into our calculators. Your numbers never leave your device.

Analytics Data: We use Google Analytics 4 (GA4) to understand how visitors use our site. GA4 may collect anonymized data such as pages visited, time spent on pages, browser type, device type, approximate geographic location (country/city level), and referral source. This data helps us improve our tools and content.

Cookies: We use cookies and similar technologies for analytics, advertising, and to remember your preferences (such as theme mode). See our Cookie Policy for details.

2. Google AdSense and Advertising

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to this website and other websites on the internet. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and other sites on the internet.

You may opt out of personalized advertising by visiting Google's Ads Settings (https://adssettings.google.com). Alternatively, you can opt out of third-party vendor cookies for personalized advertising by visiting the Network Advertising Initiative opt-out page (https://optout.networkadvertising.org).

For more information on how Google uses data when you use our site, visit: https://policies.google.com/technologies/partner-sites.

3. Google Analytics

We use Google Analytics 4 to analyze website traffic. Google Analytics uses cookies to collect anonymized data about your usage of our website. The information generated by these cookies is transmitted to and stored by Google on servers that may be located outside your country.

We have enabled IP anonymization so your IP address is truncated before being stored. We do not use Google Analytics to collect personally identifiable information.

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on (https://tools.google.com/dlpage/gaoptout).

4. Cookies

We use the following types of cookies:

• Essential cookies: These store your cookie consent preference and theme mode selection. They are necessary for the website to function and cannot be switched off.
• Analytics cookies: These are set by Google Analytics to help us understand how visitors interact with our website. They are only activated after you accept cookies.
• Advertising cookies: These may be set by Google AdSense to serve personalized advertisements. They are only activated after you accept cookies.

You can manage your cookie preferences at any time by clearing your browser cookies and revisiting our site, which will show the consent banner again.

5. Third-Party Links

Our website may contain links to third-party websites (such as financial service providers). We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policy of any site you visit.

6. Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children.

7. Data Retention

We do not store any personal financial data. Analytics data collected by Google is subject to Google's data retention policies.

8. Your Rights

Depending on your location, you may have rights under applicable data protection laws, including the right to access, correct, or delete your personal data. For any privacy-related requests, contact us at privacy@calcinova.com.

9. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page and updating the "Last updated" date.

10. Contact

If you have questions about this privacy policy, contact us at:
Email: privacy@calcinova.com
Website: https://calcinova.com/contact