Smart financial calculators for
every decision
Free, lightning-fast, and privacy-first tools to help you plan investments, calculate taxes, estimate loan EMIs, and map early retirement.
Featured Calculators
Choose from our suite of retail investment and planning calculators.
SIP Calculator
Calculate returns on your systematic investment plan
Income Tax Calculator
Calculate income tax under old and new regime for FY 2025-26
PPF Calculator
Calculate Public Provident Fund maturity amount and interest
FD Calculator
Calculate fixed deposit maturity amount and interest earned
RD Calculator
Calculate recurring deposit maturity amount and interest earned
Lumpsum Calculator
Calculate mutual fund returns for one-time lumpsum investments
SWP Calculator
Calculate monthly cash withdrawals and balance projections
GST Calculator
Calculate GST exclusive and inclusive amount for Indian rates
HRA Calculator
Calculate HRA tax exemption amount under Indian income tax rules
Gratuity Calculator
Calculate your retirement gratuity payout after years of service
NPS Calculator
Calculate national pension scheme corpus and monthly pension
Compound Interest Calculator
See how your money grows with the power of compounding
EMI Calculator
Calculate monthly EMI for home loan, car loan, or personal loan
FIRE Calculator
Find out when you can achieve financial independence and retire early
CAGR Calculator
Calculate compound annual growth rate for investments over time
Step-Up SIP Calculator
Calculate returns on your step-up systematic investment plan
EPF Calculator
Calculate your Employee Provident Fund retirement corpus
SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity value and interest
Simple Interest Calculator
Calculate simple interest earnings on your deposits
Salary Calculator
Calculate your monthly take-home salary and deductions
Home Loan EMI Calculator
Calculate EMI and prepayment interest savings on your home loan
Car Loan EMI Calculator
Calculate monthly EMI and total cost of your car loan
Inflation Calculator
Calculate future cost of money and lost purchasing power
TDS Calculator
Calculate TDS deduction rates and net income after tax
NSC Calculator
Calculate National Savings Certificate maturity and annual interest reinvestments
Mutual Fund Calculator
Calculate mutual fund returns for SIP and lumpsum investments
XIRR Calculator
Calculate XIRR (Extended Internal Rate of Return) for your SIP or irregular cashflows
ELSS Calculator
Calculate ELSS mutual fund returns and Section 80C tax savings
APY Calculator
Calculate APY monthly contributions and guaranteed pension benefits
Capital Gains Tax Calculator
Calculate short-term (STCG) and long-term (LTCG) capital gains tax in India
SCSS Calculator
Calculate SCSS maturity amount and quarterly interest payout
Personal Loan EMI Calculator
Calculate EMI and total interest for your personal loan
Retirement Calculator
Calculate corpus needed for retirement based on inflation and savings
Stock Average Calculator
Calculate average cost price when buying shares at multiple prices
Rent Receipt Generator
Generate and print monthly rent receipts for HRA tax claims
Brokerage Calculator
Calculate brokerage, STT, GST, and all trading charges for stock trades
Trading P&L Calculator
Calculate stock profit or loss after subtracting brokerage and all other trading charges
Options Profit Calculator
Calculate profit, loss, and breakeven levels for call and put options options trading
Position Sizing Calculator
Calculate optimal trade size and number of shares based on account risk and stop loss
Pivot Point Calculator
Calculate support and resistance pivot levels including Classic, Fibonacci, Camarilla, and Woodie's
Dividend Yield Calculator
Calculate stock dividend yield, annual passive income, and yield on original cost
401(k) Calculator
Project your 401(k) retirement balance with catch-up limits and employer matching
Roth IRA Calculator
Calculate Roth IRA compound growth and compare tax-free retirement savings benefits
Mortgage Calculator
Calculate monthly home loan payments including principal, interest, tax, insurance, and HOA
Paycheck Calculator
Estimate net take-home salary after federal tax, state tax, and FICA deductions
Sales Tax Calculator
Calculate combined state and local sales tax or reverse-calculate pre-tax price
Mortgage Payoff Calculator
Calculate interest savings and timeline reduction from extra mortgage payments
HSA Calculator
Calculate HSA contribution compounding growth and triple-tax-free savings benefits
Social Security Estimator
Estimate your monthly Social Security retirement benefits based on claiming age
Budget Calculator
Plan your monthly budget using the 50/30/20 rule or custom allocations
Net Worth Calculator
Calculate your personal net worth by listing your assets and liabilities
Savings Goal Calculator
Calculate the monthly savings needed to reach your financial goals
Emergency Fund Calculator
Calculate your ideal emergency fund size based on monthly expenses and job stability
Freelancer Tax Calculator
Calculate professional presumptive tax under Section 44ADA and compare tax regimes
GST Invoice Generator
Generate professional and print-friendly GST-compliant tax invoices
Business Loan EMI Calculator
Calculate EMIs and interest schedule for MSME, term, and Mudra loans
Currency Converter
Live exchange rate currency converter for major global currencies
Debt Payoff Calculator
Create a debt payoff plan using the snowball or avalanche method
Loan Comparison Calculator
Compare two loans side-by-side to find the cheaper option
Discount Calculator
Calculate original price, savings, and tax with simple or stacked discounts
Tip Calculator
Calculate restaurant tip and split the bill among groups instantly
Bill Split Calculator
Split bills evenly or unevenly among multiple people with custom shares
UPI QR Code Generator
Generate free static or dynamic UPI payment QR codes instantly
In-Hand Salary Calculator
Calculate your in-hand monthly salary from CTC after PF, tax, and other deductions
7th Pay Commission Calculator
Calculate your salary under the 7th Pay Commission including DA, HRA, and TA benefits
8th Pay Commission Calculator
Estimate your projected salary increase under the proposed 8th Pay Commission
Stamp Duty Calculator
Calculate stamp duty and registration charges for property across Indian states
Electricity Bill Calculator
Estimate your monthly electricity bill based on units consumed and state board slab rates
Salary Hike Calculator
Calculate your salary hike percentage and estimate your new real salary after inflation and tax
Built for Smart Decisions
No tricks, no hidden paywalls. Just clean financial engineering.
Instant Results
Calculations occur instantly in your browser as you move the sliders. Zero page loads, zero wait times.
Accurate Formulas
Every calculator is programmed based on verified actuarial and regulatory formulas. Built to match professional standards.
Privacy First
Your numbers stay on your device - we never see or store your financial data.
Latest Insights & Guides
Stay updated with actionable personal finance articles.
8th Pay Commission: Fitment Factor and Salary Guide
The fitment factor isn't finalized yet, but estimates range from 1.82x to 3.68x. See what's confirmed, what's speculation, and what it means for you.
In-Hand Salary Calculator: CTC to Take-Home Guide
Two ₹12L CTC offers can differ by ₹15,000/month in-hand. See exactly how CTC structure affects your take-home pay, with real examples.
How Gratuity Is Calculated: Rules and Guide 2026
Gratuity depends on basic salary and years of service, not your CTC. See the real calculation with examples, plus 2026 rules and tax limits.